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What is Artifi?

Artifi is an AI-Operated ERP where Claude.ai, Cursor, or any MCP-compatible tool becomes your full financial interface

5 min read

A New Kind of ERP#

What if your ERP had no buttons, no menus, no training manuals? What if you just told it what you need?

Artifi is an AI-Operated ERP — a complete financial infrastructure where you work entirely through conversational AI. There is no traditional application to learn. You open Claude.ai, Cursor, Windsurf, VS Code, or any tool that supports the Model Context Protocol (MCP), and it becomes your full ERP interface.

Post an invoice. Run a financial report. Onboard a new vendor. Reconcile your bank account. You just say what you need, and it happens.


How It Works#

Artifi has three components that work together:

Your AI Tool (the Interface)#

You work in Claude.ai, Cursor, Windsurf, VS Code, or any MCP-compatible tool. This is where all interaction happens — there are no forms to fill out, no screens to navigate. You describe what you need in natural language, and the system executes it.

The MCP Server (the Brain)#

The MCP Server connects your AI tool to your financial data. It provides 150+ tools that handle everything from posting journal entries to generating balance sheets to managing vendor approvals. When you ask Claude to "create an AP invoice for Acme Corp," the MCP Server validates the data, routes it through the workflow engine, posts the GL entries, and confirms the result — all in one conversation.

The Admin Dashboard (Visibility & Configuration)#

The Admin Dashboard at admin.arfiti.com gives you a read-only view of your data plus configuration controls. Manage users, set up banking connectors, review audit trails, and configure approval workflows. It's where you go to see the state of things — but all the actual work happens through Claude.

You
Talk to your AI tool in natural language
Your AI Interface
Claude.aiCursorWindsurfVS Code
MCP Server
150+ ToolsWorkflowsAgentsConnectors
PostgreSQL Database
Your financial data — isolated per client
Admin Dashboard
Read-only visibility + configuration

The Three Pillars#

1. You + Claude#

Every action in Artifi happens conversationally. There's no distinction between "simple" and "complex" operations — you describe what you need, and the system handles the complexity.

  • "Post this month's rent expense across all three entities" — Claude creates the journal entries, splits by entity, posts to the right accounts
  • "Show me AR aging for Q1, grouped by customer" — generates the report with the filters you need
  • "Create a new vendor for our Berlin office supplies" — validates the data, routes through approval if needed, confirms when done

No screens. No clicks. No workflow diagrams to memorize.

2. Agents Working for You#

Artifi includes autonomous AI agents that handle routine work in the background:

  • Bill Processor — reads emailed invoices, extracts data, creates draft bills
  • Bank Transaction Processor — categorizes imported bank statement lines
  • Reconciliation Agent — matches bank transactions to your ledger entries
  • Payment Proposal Agent — suggests which bills to pay based on due dates and cash position

These agents are optional. They're there to automate repetitive work, but you're never locked into using them. You can build your own agents, use different automation tools, or handle everything manually through Claude.

3. Extensibility Without Limits#

Artifi is designed to be extended. You can:

  • Build your own Skills — portable instruction sets that work across Claude, Cursor, VS Code, and OpenAI
  • Create Plugins — add custom business logic like payroll calculations, VAT declarations, or industry-specific reports
  • Connect to anything — wire your financial data into your own systems via n8n, Zapier, Make, or direct API integration
  • Bridge finance and operations — if your tech team uses Cursor, they can connect your accounting data to operational metrics, deployment costs, or infrastructure spending — all in the same tool they already use

There are no limitations on what you can build on top of Artifi's infrastructure.


The Plugin Philosophy#

This is what makes Artifi fundamentally different from traditional ERP.

Every SaaS accounting vendor builds specialized features — payroll calculations, VAT declarations, cost allocations, budgeting tools — as locked-in, hardcoded functionality. You get their version of payroll, their version of tax reporting, their version of budgeting. If it doesn't work for your country, your industry, or your workflow, you're stuck.

Artifi takes a different approach. We don't hardcode any of that specialized logic. Instead, we believe it belongs in Plugins and Skills — open, portable, and buildable by anyone.

  • Plugins extend the system with custom logic: Estonian payroll rules, UK VAT calculations, SaaS revenue recognition schedules, construction project billing
  • Skills are portable instructions that work across Claude, Cursor, VS Code, and OpenAI — a new standard for specialized functionality

We provide the financial backbone — the ledger, the transaction engine, the multi-entity architecture, the workflow system. The ecosystem builds the expertise.

This means:

  • A local accounting firm can build Skills for their country's tax compliance
  • An industry consultant can create Plugins for sector-specific reporting
  • Your own team can build exactly the logic they need, without waiting for a vendor roadmap
  • Everything is portable — Skills you build for Claude work in Cursor, and vice versa
Traditional ERP
Hardcoded, locked-in
Payroll
Vendor's version — take it or leave it
VAT / Tax
Limited country support, long update cycles
Budgeting
One-size-fits-all, rigid templates
Reporting
Pre-built reports, export to Excel for the rest
Allocations
Basic rules, no customization
Integrations
Marketplace add-ons with vendor lock-in
Need something different? Wait for the vendor roadmap or hire consultants to customize.
Artifi
Plugins & Skills — open, portable
Payroll
Plugin per country — build or install exactly your rules
VAT / Tax
Skills built by local experts, updated independently
Budgeting
Plugins with your logic, your models, your workflows
Reporting
Skills generate any report — ask Claude in plain language
Allocations
Custom algorithms as Plugins, any complexity
Integrations
Open MCP endpoint — connect anything, no lock-in
Need something different? Build a Plugin or Skill — works across Claude, Cursor, VS Code, and OpenAI.

What Artifi Provides#

Core Financial Infrastructure#

LayerWhat You Get
General LedgerDouble-entry accounting, multi-entity, multi-currency, financial period management
Accounts PayableVendor bills, credit notes, prepayments, automated bill processing from email
Accounts ReceivableCustomer invoices, credit notes, revenue recognition (ASC 606 / IFRS 15)
Expense ManagementEmployee expense reports, per-diem rates, mileage tracking, personal expense reimbursement
Master DataVendors, customers, employees, items, dimensions, projects — defined once, used everywhere

Financial Operations#

LayerWhat You Get
Banking & TreasuryBank accounts, statement import, reconciliation, payment batches (payment runs)
Budgets & ForecastingBudget versions, scenarios, variance analysis, dimension-based budget tagging
Cost AllocationsStandalone and document-linked allocations, configurable distribution rules
PayrollPayroll run processing and storage, employee compensation, tax and deduction tracking
Fixed AssetsAsset lifecycle — acquisition, depreciation, transfers, impairment, disposal
Tax ManagementMulti-jurisdiction tax codes, compound taxes, reverse charge, VAT registration

Platform#

LayerWhat You Get
Transaction Engine46+ transaction types with unified processing, GL posting, and reversal support
Workflow EngineRisk-based approval routing with full audit trail for every action
ReportingFinancial statements, aging reports, budget variance, trial balance, custom reports
Agent FrameworkAutonomous AI workers for background automation
Connector FrameworkIntegrations (Stripe, Merit, SmartAccounts) with encrypted credentials
Plugin & Skill SystemBuild and share custom business logic across AI tools

Next Steps#

  • Key Concepts — understand the mental model: data isolation, MSEO, workflows, and more
  • Getting Started — set up your organization in under 10 minutes
  • Feature Docs — dive into specific capabilities

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